Every figure across the borrower's tax returns, bank statements, and financials independently verified and cross-referenced. Up to 37 legal documents cited to the governing federal or state statute. Your complete loan package, verified against federal and state lending regulations, ready in minutes.
Every lending team deals with the same bottlenecks. The question is whether you keep paying for them.
Manually keying numbers from tax returns, cross-referencing bank statements, catching your own typos. Your best people spend most of their time on data entry.
Outside counsel drafts the same loan agreement for the hundredth time. You pay partner rates for work that should take minutes, not weeks.
Manual data entry across documents creates discrepancies that slip through review. One wrong number in a debt-service calculation changes the entire credit decision.
Every figure is mathematically recalculated and cross-referenced against every other document in the borrower file. If the income on the tax return doesn’t match the deposits in the bank statements, it gets flagged. If line 31 of a 1040 doesn’t match the sum of lines 1 through 25 — you’ll know.
Promissory notes, loan agreements, deeds of trust, UCC filings, SBA forms, TRID disclosures, environmental indemnities. Every provision cites the governing statute: UCC Article 9, TILA/Reg Z, CERCLA 9601, SBA SOP 50 10. What you currently pay outside counsel tens of thousands per deal to prepare.
Independent legal review on every document. Regulatory checks against 50-state usury statutes, SBA size standards per 13 CFR 120, HPML thresholds, ATR/QM rules, OFAC, and BSA/AML. Every issue flagged with the exact regulation and the recommended fix.
DSCR, DTI, cash flow analysis, liquidity, income verification, and risk flags. Deal terms structured automatically: rate, LTV, fees, covenants, and conditions. No guesswork. No spreadsheets.
Every document is verified against the actual federal and state statutes that apply to your loan program. Not summaries. Not interpretations. The law itself.
Tax returns, bank statements, financials. Any format, any volume. Every upload encrypted and processed automatically.
Every data point extracted against IRS field specifications. Every number independently verified. Deal terms structured against your loan program. Discrepancies flagged for your review.
Credit memo and up to 37 legal documents, each verified against federal and state lending regulations. Download individually, edit inline, or grab the entire package as a ZIP.
Every program has program-specific compliance checks, document requirements, and regulatory references built in.
See the full system on a live deal. 15 minutes. No slides.